Because of the complexity  of the tax laws, most taxpayers cannot afford to think of their taxes only at year-end and during tax-preparation season.  To take advantage of certain tax benefits and to avoid certain tax pitfalls, careful advance planning is needed.

Managing your financial needs take purpose and planning.  Are you keeping and eye on Capital gains and losses, Education Credits, IRAs and other accounts, Medical expenses, Adjusting your withholding and remember Year-End Planning Begins at Mid-Year.